Deposit with an interest payment at the beginning of term
Term deposit provides possibility to receive fixed and guaranteed income by investing free money means for a set term. Now Danske Banka offers a possibility to choose term of deposit in days, for example, 79, 242 or 532 days.
Term deposit, yearly % rate
| +0.15 for deposit |
| Combine deposit with investment in funds or structured bonds and you will receive extra 0.15 basis points for your deposit rate. Find more. |
| Term | Deposit with an interest payment at the beginning of term, % | |||
| days | month* | LVL | USD | EUR |
| 30-59 | 1 | 0,65 | 0,45 | 0,50 |
| 60-89 | 2 |
0,90 |
0,65 | 0,70 |
| 90-119 | 3 |
1,15 |
0,85 | 0,90 |
| 120-149 | 4 | 1,20 | 0,90 | 0,95 |
| 150-179 | 5 | 1,30 | 1,00 | 1,05 |
| 180-209 | 6 | 1,40 | 1,10 | 1,15 |
| 210-239 | 7 | 1,45 | 1,15 | 1,20 |
| 240-269 | 8 | 1,55 | 1,25 | 1,30 |
| 270-299 | 9 | 1,65 | 1,35 | 1,40 |
| 300-329 | 10 | 1,65 | 1,40 | 1,40 |
| 330-366 | 11 | 1,65 | 1,45 | 1,45 |
| 367-395 | 12 | 1,65 | 1,55 | 1,50 |
| 396-425 | 13 | 1,65 | 1,50 | 1,50 |
| 426-455 | 14 | 1,70 | 1,50 | 1,50 |
| 456-485 | 15 | 1,70 | 1,50 | 1,50 |
| 486-515 | 16 | 1,75 | 1,50 | 1,55 |
| 516-545 | 17 | 1,75 | 1,45 | 1,55 |
| 546-575 | 18 | 1,75 | 1,45 | 1,55 |
| 576-605 | 19 | 1,80 | 1,45 | 1,55 |
| 606-635 | 20 | 1,80 | 1,45 | 1,60 |
| 636-665 | 21 | 1,85 | 1,40 | 1,60 |
| 666-695 | 22 | 1,85 | 1,40 | 1,55 |
| 696-731 | 23 | 1,90 | 1,40 | 1,55 |
| 732-742 | 24 | 1,95 | 1,40 | 1,60 |
*months are shown for information purposes only
Effective from 01.03.2012. Given are the yearly interest rates.
- Interest rates for deposit amounts starting at 50 000 LVL or equivalent in EUR, USD currency according to Bank of Latvia exchange rate in that day are agreed individually
- Opening of term deposit is free of charge
- A possibility to open a deposit at E-bank
- Minimal sum of term deposit is 100 LVL or equivalent in EUR, USD currency according to Bank of Latvia exchange rate in that day
- Interest rate is constant during the whole period of deposit and accrued interest is calculated using Act/360 method
- LVL, EUR, USD term deposit withdrawal in cash from deposit service account during 1 month after the expire date of term deposit is free of charge if the term of deposit is at least 90 days and deposit till withdrawal was in the service account.* You are kindly requested to order larger sums (above 5 000 LVL, 7 000 USD, 7 000 EUR) in the previous day until 12am
- LVL, EUR, USD term deposit’s interest withdrawal in cash from deposit service account during 1 month after interest disbursement is free of charge if accrued interest till the withdrawal was in the service account.* You are kindly requested to order larger sums (above 5 000 LVL, 7 000 USD, 7 000 EUR) in the previous day until 12am
- Please consider the most convenient period of Term deposit since an agreement can be terminated only after bilateral covenants
- Commission for premature breach of the deposit agreement with an interest disbursement at the beginning of the term- Bank’s expenses, which arise from the difference between interest rate on which Bank in the respective moment can borrow money resources in deposit’s currency on the deposit’s remaining term, and the rate on which customer deposited money in the Bank, min. 2% of the deposit amount
*Customer has liability to warn Bank that he withdraws a term deposit and/or interest.
Look at interest rates of other deposit types