Investment services and ancillary services
| Direct costs | |
| Opening and maintenance of accounts for financial instruments (FI) and Money accounts | free of charge |
| FI safe-keeping1 | |
| Danske Invest unit trust funds | free of charge |
| Debt securities, which are registered in Latvia | agreed individually |
| Polish, Czech and Hungarian securities | 0,03% per month, min. LVL 1,50 |
| Russian and Ukrainian securities | 0,07% per month, min. LVL 12,00 |
| Securities of other countries | 0,015% per month, min. LVL 1,50 |
| Brokerage transactions2 | |
| Latvian FI | 0,30% of transaction amount, min. LVL 7,00 |
| Estonian and Lithuanian FI | 0,20% of transaction amount, min. LVL 7,00 |
| Russian FI | 0,25% of transaction amount, min. LVL 35,00 |
| FI of other countries3 | 0,25% of transaction amount, min. LVL 25,00 |
| Purchase of Danske Invest unit trust funds (min. investment LVL 50 per fund)2 | |
| Fixed income funds | free of charge |
| Equity and balanced funds (up to LVL 100 000 equivalent in funds currency) | 1% |
| Equity and balanced funds (above LVL 100 000 equivalent in funds currency) | 0,8% |
| Sale of Danske Invest unit trust funds | free of charge |
| Switch of Danske Invest unit trust funds2 | LVL 10,004 |
| Deal confirmations | |
| at the bank by cutomer's request | free of charge |
| by e-mail | LVL 1,00 |
| by fax | LVL 1,00 |
| by mail | LVL 1,00 |
| Regular FI account statements | |
| at the bank by cutomer's request | free of charge |
| by e-mail | LVL 1,00 |
| by fax (per page) | LVL 1,00 |
| by mail | LVL 1,00 |
| Annual FI account statement | free of charge |
|
Indirect costs (included into calculations of fund's assets and unit price, not charged separately) |
% annual rate |
| Fund management fee5 | 0,8-2,75%6 |
| Marketing fee | 0,10% |
FI - financial instruments
1 - The fee is calculated on the basis of the highest market value of the FI. The market value is calculated monthly on the highest nominal holding during the month at the price prevailing at the end of the month.
2 - Trading fees (in the FI currency) are withheld from the FI Money account.
3 - The fee is applied to the following financial instruments: Australian, Austrian, Belgian, Canadian, Czech, Danish, Finnish, French, German, Greek, Hungarian, Hong Kong, Irish, Italian, Japanese, Netherlands, Norwegian, Polish, Portuguese, Spanish, Singapore, Swedish, Swiss, UK, US.
4 - Fee is withheld in the fund's base currency, therefore it is equivalent in DKK, EUR, JPY, SEK or USD currency according to Danske Banka's exchange rate in the moment of order submission. Funds' switch is possible only between funds with the same base currency.
5 - Fund management company pays a part of this commission to Danske Banka as a remuneration for funds distribution.
6 - The management fee of the respective fund is determined in the fund's prospectus.
- Free of charge cash deposit to FI Money account (LVL, EUR, USD), if deposited money is invested in funds.
- Free of charge transfer from savings account, if transferred money is invested in funds.