What You should not worry about?

Funds invest in various securities and their profitability do not depend only on factors of one region/company/industry. In this way one of gold laws of a safe investment is observed – do not keep all eggs in one basket.

Moreover, at any time you may sell investment fund units in order to throw up the game or change your investment strategy.  

Investment fund is monitored by the independent auditor and certain official institution of funds supervision (in Latvia, for example, it is The Financial and Capital Market Commission). Additional safety is achieved keeping fund assets separately from investment manager and bank assets. This way these resources are not liable to the risk of change of a financial position of bank.

Danske Invest funds offered by Danske Banka are registered in Luxembourg and are regularly monitored by institution of supervision. In Latvia they are registered in The Financial and Capital Market Commission for public distribution.

What should be taken into account and considered?

Investment is always related with the risk that real profitability may differ from expected profitability or may be even negative. The securities market is dynamic; therefore under influence of a supply and demand cost of securities fluctuates both to positive and to the negative direction. The higher is the risk of investment, the stronger is fluctuation of value of the investment. For this reason fund assets are entrusted to the professional investment manager, who using various methods of research of the market efficiently controls the fund.

Before you make an investment, the most important thing to do is to understand what level of risk you are ready to undergo in order to get the expected income. The larger are your income goals, the higher risk you will have to take. It is necessary to familiarize yourself with the fund prospectus and the regulations of management before you make an investment. Historical performances can help with a choice of fund; however historical profitability does not guarantee the same profitability in the future. Remember that, when you are submitting the order to buy, sell or to switch funds, the price of investment fund units for the particular transaction is unknown.

The influence of short-term fall of prices decreases when You make a long-term investment, so we suggest you to take into account the term of investment recommended by fund. Description of the risk of a certain fund can be found in the prospectus and/or management regulations.