Term deposit
Deposit – a stable savings with a guaranteed profit
Deposit is an opportunity to receive a fixed and guaranteed income, by depositing free funds for a freely chosen term, for example, 75, 232 or 479 days. Make your choice when conclude the contract: you can receive your interest income either in the beginning of the term, in the end of the term or monthly.
Danske Banka offers competitive deposit interest rates to its customers.
Advantages of a deposit:
- a pre-fixed and invariable interest income during the whole deposit term
- a choice of investing in lats, euros, US dollars
- a possibility to choose the term of deposit freely, in days
- the minimum investment amount is 100 LVL or an equivalent in EUR or USD currency, expressed according to the rate of the Bank of Latvia on the day concerned
- no commission fee is applied for opening a deposit
- A possibility to open a deposit at E-bank. An interest rate, higher by 0.1, is applied to deposits with an interest disbursement at the end of the term or monthly, opened at E-bank
- a possibility to make a deposit in LTL, NOK, SEK, DKK, GBP, CHF, RUB, AUD, CAD and JPY currencies, minimum amount and deposit interest rate is fixed for each transaction separately
- if the bank is declared under liquidation or a bankruptcy proceeding is opened, customers’ deposits are covered up to the amount of 100 000 EUR (detailed information in the section Guarantees for depositors)
It is necessary:
- To enter your E-bank or visit the nearest Danske Banka Customer Service Centre, taking with you your passport or ID card (for residents of EU)
- To open a current account with Danske Banka, taking with you documents necessary for opening an account (for new clients)
Look at deposit rates