Savings account
Savings account is an open-ended deposit that may be used both saving for a certain purpose and investing assets for an unspecified period. You have an opportunity to supplement Savings account, as well as to draw the deposited funds and the earned interest. It is possible to open a Savings account both at Customer Service Centre and E-bank.
The accrued interest for balance of Savings account is calculated at the end of each day and added to the principal amount on the last day of each month.
The interest rate of Savings account depends on the amount of funds in Savings account and it is variable. If the interest rate of Savings account is changed on the Pricelist of the Bank, it changes also for all the existing Savings accounts.
Advantages:
- A choice of investing in lats, euros or US dollars
- No minimum investment is set
- Opening and closing a Savings account is without a commission fee
- A possibility to open Savings account at E-bank
- It is possible to supplement Savings account freely and without a charge
- If the bank is declared under liquidation or a bankruptcy proceedings is opened, customers’ deposits are covered up to the amount of 50 000 EUR (detailed information in the section Guarantees for depositors).
How to supplement a Savings account?
How to access the funds in Savings account?
It is necessary:
- To visit the nearest Customer Service Centre of Danske Banka, taking with you a passport or ID card (for residents of EU) and documents necessary for opening an account (for new clients)
- To open a current account and a Savings account